We hope to help you indemnify a proactive plan in the event of a fire, theft, storm, or some other kind of damage that might involve your business insurance policy. There are a number of actions you can do to help get the best possible settlement from the insurance company.
Pre-Loss Practices
- Maintain vital records
- Have photos of all buildings, major equipment, etc
- Blueprints- keep complete sets
- Property inventories
- Financial records
- Appoint key individuals as communicators
- Have emergency response plan
- Secondary locations identified
- Notify the insurer
- Protect the property
- Track claim costs
- Separate budget line items
- Keep records of all internal and external costs
- Make temporary repairs
- Communicate with insurer as to the use of any consultants
- Meet regularly with the agent and Insurer
- List and address key issues and concerns
- Note any changes from original design
- Will you rebuild or not?
- What might cause delays?
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